How It Operates
With Helix by Lead Bank, you don’t need certainly to wait times for a choice or deal with pestering calls. The whole loan procedure is carried out online — quickly, just, firmly.
1. Apply Online
Complete our simple and easy safe loan that is online in a few minutes.
2. Review Offer
Receive a determination immediately and choose the loan quantity that actually works most effective for you.
3. Get Your Money
With just a couple of presses, finalize your loan and obtain financing the business day that is next.
Merely Smarter.br that is smarter /When you ought to quickly cope with unforeseen costs, Helix could be the smart option to payday loan providers, name loans, and bank overdraft costs.
You’re in control.
With 12-month terms, fixed prices, with no early-payment penalty, you’ll get a handle on simply how much interest you spend.
You deserve better.
Helix loans are created to allow you to successfully make payments, build your credit, and free your self through the period of financial obligation.
Right right Here to greatly help. A huge number of people throughout the U.S. Count on Helix by Lead Bank for signature loans.
They like just how effortless its to quickly apply and how they could get money. In the same way crucial, customers appreciate the friendly, prompt, and individual solution of our specialized group of loan advisors.
“My spouse and I also are happy with this business! Not merely are they prompt in answering any concerns via e-mail and such, but additionally are there once we require them! Nothing not as much as 10 movie movie Stars we could just provide a 5 celebrity score. From me although”
— Jesus and Juanita V.
“This may be the time that is second some funds to pay for my vehicle payment…Less than instantly funds had been within my account! Many thanks for just what you all do! We will be a client for a lifetime! ”
— Anthony D.
“Helix assisted me personally whenever I required a loan that is small. They react rapidly. I paid my loan down within three months!! We will continue doing company with Helix Financial! STRONGLY SUGGESTED! ”
— Laurie H.
“Very professional, no hassle, and understanding. Surely could help me away whenever it was needed by me. Many Thanks! ”
— Ladonna B.
“I happened to be extremely impressed utilizing the rate by which I became taken care of immediately once I used; plus the simplicity of this procedure. ”
— Karen M.
“Helix assisted me personally whenever no body else would. I must say I appreciate that. ”
— Constance B.
Get a choice in moments. Get the money the moment the next day.
Concerns? Concerns? What sort of loans does Helix offer?
We all know taking right out that loan is just a decision that is big so we like to ensure you get a loan that actually works for you personally. You can find answers to frequently asked questions and get helpful information through our Loan Sense blog if you have questions.
Helix provides 12-month no-collateral-required installment that is personal. The mortgage is paid back with time with a collection quantity of scheduled payments, if you will pay down your loan or make extra payments whenever you want without extra costs or charges. Get The Offer
When can I get my cash? Can there be a penalty or charge for very early re re payment?
The precise timing depends on some things, including the length of time it will require your bank to credit the payment for your requirements. Having said that, with most banking institutions you are likely to start to see the money in to your account predicated on once you signal your loan contract:
- In case your loan contract had been finalized by 11:00 a.m. (main Time) on a company time, you ought to receive your cash by 5:00 p.m. The day that is same.
- In case your loan contract had been finalized after 11:00 a.m. (or for a weekend or bank hol for extra information as to how the financing process works as soon as you will probably get your funds, see helixfi.com/funding.
There are not any charges for paying very very early or making payments that are additional. You could make extra re payments on principal or payoff your stability in complete (without any charges or costs) anytime during your online customer portal.
In reality, we encourage one to make payments that are additional feasible so that you can lessen your total expense. Find out more about re payments
How do I lower the total price of my loan?
There aren’t any costs or charges for paying down your loan early. In reality, we encourage one to make payments that are additional feasible. The earlier you spend your loan in complete, the greater you conserve. Observe how you are able to reduce your cost
Nevertheless have actually questions regarding Helix loans that are personal? Contact certainly one of our friendly loan advisors.
8am-5pm (CST), Monday-Friday
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Covering an urgent cost has already been one thing to be celebrated, but to be able to build your credit up along the way is an overall total victory.
Loans are released by Lead Bank, a bank that is missouri-chartered Member FDIC. 1801 Main St., Kansas City, MO 64108
This is a pricey kind of borrowing which is maybe not designed to be a permanent solution that is financial. Please be aware: Helix loans are created to direct you towards fulfilling your short-term borrowing requirements as they are maybe perhaps not meant to be a long term solution that is financial. Samples of crisis main reasons why these loans could be utilized include unanticipated emergencies, vehicle repair bills, health care, or crucial travel costs. Alternate types of credit, such as for instance credit cards advance loan, unsecured loan, house equity personal credit line, current savings or borrowing from a relative or friend, may be less costly and much more appropriate your economic requirements.
Belated charges and funds that are non-sufficient item costs may use as described in your Loan contract. Our charges are disclosed in your loan contract. Loan amounts consist of $200 to $2,500 having a payment term of one year. Annual portion prices start around 249% to 699per cent. Should you not produce a repayment on time, we are going to try to contact you via a number of authorized techniques. We stick to the axioms associated with the Fair that is federal Debt methods Act (FDCPA). Because we might report your re payment history to 1 or higher credit bureaus, belated or non-payment of your loan may adversely influence your credit score. We may place your loan with or sell your loan to a third-party collection agency or other company that acquires and/or collects delinquent consumer debt if you fail to repay your loan in accordance with its terms.
Included in our information collection procedure, we might identify additional bank reports underneath the ownership regarding the customer. We’re going to examine these extra reports to participate the program procedure. Helix Financial product reviews your data in real-time to ascertain whether your data meets our financing requirements. You acknowledge that by finishing and submitting the application that is website you may be trying to get that loan. We verify applicant information through nationwide databases, so we may pull your credit to be able to figure out your ability and eligibility to settle.
Option of installment loans are susceptible to alter whenever you want at the discretion that is sole of Bank.